Our clients never pay large, down payments for statutory workers compensation insurance. They pay as they go, a little bit at a time for workers comp, based upon their actual payroll.

No Down Payment Required

That’s right. No down payment. Talk about helping your cash flow!

Pay Premiums Based on Actual Payroll

Pay premiums calculated on actual payroll, not annual projections or estimates. Every pay day, Baron sends the insurance carrier your payroll data and they calculate and debit your bank account for your exact premium. If your payroll shrinks for the week, your workers comp premiums shrink for the week. How great is that!

Reduce Chances of Annual Audit Visit

Eliminate or reduce your chances of having a physical audit done at your business premises every year. Baron reports your payroll every pay day so most times the carrier will just do an upload audit.

No Checks To Write

And no extra billing fees to pay. The insurance carrier will debit your bank account with each payroll.

Virtually Eliminate Year-End Surprises

Our clients pay premiums based on actual wages so there are no adjustments at year-end. With pay-by-pay workers comp you’ll never get hit for a big bill because of an audit.

Underwritten By The Hartford Or GUARD Insurance Group

Both carriers are “A” rated by A.M. Best and offer very competitive rates and superior customer service.

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