---
title: Are You Withholding Paid Family Leave in Connecticut? | Baron Payroll
description: "Connecticut business owners are required to offer Paid Family and Medical Leave (PFML) — but here’s something most people don’t know:

You’re not supposed to pay for it out of pocket."
---

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# [Are You Withholding Paid Family Leave in Connecticut? | Baron Payroll](https://www.baronpayroll.com/blog/are-you-withholding-paid-family-leave-in-connecticut)

 Written by [Baron Payroll](https://www.baronpayroll.com/blog/author/baron-payroll) | Aug 5, 2025 2:14:22 PM

Connecticut business owners are required to offer Paid Family and Medical Leave (PFML) — but here’s something most people don’t know:

**You’re not supposed to pay for it out of pocket.**

In Connecticut, the entire program is funded by your employees. Yet many employers are still absorbing the cost — often because their payroll company set things up wrong or never explained how the law works.

Let’s break it down.

## **What Is Connecticut PFML?**

Connecticut’s Paid Family and Medical Leave program gives employees **up to 12 weeks** of paid, job-protected leave to:

- Bond with a new child
- Care for a family member with a serious health condition
- Recover from their own health issue
- Handle family matters related to active-duty military service

An **additional 2 weeks** may be available for pregnancy-related health issues, bringing the total to 14 weeks in some cases.

It’s a valuable benefit—but **it’s not your financial responsibility** as the employer.

## **How It’s Funded**

- **Funding Rate**: 0.5% of employee wages
- **Who Pays**: 100% employee-paid
- **Cap**: Applies only to wages up to the Social Security limit (in 2025, that’s $168,600)

This means you are legally allowed — and expected — to withhold 0.5% from your employees’ paychecks to fund this benefit.

**If you’re not withholding it, you’re paying it yourself—and you don’t have to.**

## **The Problem with Some Payroll Companies**

Unfortunately, we see it all the time:

- Some payroll providers don’t withhold PFML at all
- Others bundle it in with other state taxes and don’t show it clearly
- Some make the decision for you — without explaining that employees are responsible for 100% of the cost

That means you could be overpaying every single pay period.

## **Why This Matters (Especially in Connecticut)**

Connecticut is a compliance-heavy state, and the PFML Authority audits employers to ensure the right deductions are being made and remitted. If your payroll setup is wrong:

- You may owe back contributions
- Your employees might not get the benefits they’re entitled to
- You could be eating costs that aren’t yours to cover

### **Baron Payroll Does It Right**

When you work with Baron Payroll:

- We set up PFML withholding correctly from day one
- You’ll see clear, separate line items on employee pay stubs
- We explain every deduction, so you know where your money is going — and where it’s not

Most importantly, **you stay compliant without overpaying**.

## **Should You Be Withholding PFML in Connecticut?**

If your payroll provider never mentioned PFML — or never explained that it’s fully employee-funded — you might be footing a bill that isn’t yours.

And over time, that adds up to thousands of dollars.

## **Want to see how much you could be saving?**

👉 [Use our instant price calculator](https://www.baronpayroll.com/instant-price?hsLang=en) — no sales call required.

Or visit [https://www.baronpayroll.com/itin-service](https://www.baronpayroll.com/itin-service?hsLang=en) to learn more.

If you found this article helpful, here are some others you might like:

- [How Much Do Payroll Services Cost?](https://www.baronpayroll.com/blog/how-much-do-payroll-services-cost?hsLang=en)
- [1099 vs W2 Employee - An Honest Cost Comparison for Business Owners](https://www.baronpayroll.com/blog/1099-vs-w2-employee?hsLang=en)
- [Why are my W2 Wages Lower Than my Salary?](https://www.baronpayroll.com/blog/why-are-my-w2-wages-lower-than-my-salary?hsLang=en)
- [How to Choose the Best Payroll Company for Your Small Business](https://www.baronpayroll.com/blog/how-to-choose-the-best-payroll-company-for-your-business?hsLang=en)
- [The Pros and Cons of Paying Employees with Payroll Paycards](https://www.baronpayroll.com/blog/the-pros-and-cons-of-paying-employees-with-payroll-paycards?hsLang=en)

[View full post](https://www.baronpayroll.com/blog/are-you-withholding-paid-family-leave-in-connecticut)

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